Neal Carey is not your usual private eye. A graduate student at Columbia University, he grew up on the streets of New York, usually on the wrong side of the law. Then he met a P.I. who introduced him to the Bank, an exclusive institution with a sideline in keeping its wealthy clients happy and out of trouble. They pay Neal's college tuition, and Neal gets an education that can't be found in any textbook, from learning how to trail a suspect to mastering the proper way to search a room.